Understanding the Business Case

What is Adaptive Primary Care and why should employers care?

Adaptive Primary Care (APC) is a healthcare delivery model where care adapts to patients’ needs—offering 24/7 access, home visits, virtual consultations, and personalized treatment approaches. For employers, this means employees get immediate care that prevents escalation to expensive urgent care and ER visits, reduces absenteeism, and dramatically improves satisfaction with health benefits.

Unlike traditional healthcare that forces employees to take time off work for appointments, APC brings care to them—on their schedule, in their preferred location.


What’s the ROI of offering Adaptive Primary Care as an employee benefit?

The return on investment is compelling:

Direct Cost Savings:

  • Reduced ER utilization: APC practices report just 4.4 ED visits per 1,000 member months vs. national averages of 40-50+ visits
  • Eliminated urgent care visits: Zero urgent care visits among APC members in 2025
  • Lower overall healthcare spend: Early intervention prevents costly complications and hospitalizations
  • Predictable costs: Membership-based pricing eliminates surprise medical bills

Indirect Cost Savings:

  • Reduced absenteeism: Employees don’t miss full work days for routine appointments
  • Decreased presenteeism: Healthier employees are more productive
  • Lower turnover: Unique, valuable benefits improve retention
  • Fewer FMLA claims: Better health management reduces extended leave needs

Typical ROI: For every $1 invested in APC membership, employers see $3-5 in savings through reduced ER visits, urgent care elimination, and decreased absenteeism.


How much does it cost to offer Adaptive Primary Care to employees?

Costs vary by practice and coverage model, but typical structures include:

Per-Employee-Per-Month (PEPM)

What’s included:

  • Unlimited virtual visits
  • 24/7 text/phone access to provider
  • Home visits (typically included or discounted)
  • Holistic primary care services
  • Care coordination

Cost comparison:

  • Average ER visit: $2,000-3,000
  • Average urgent care visit: $150-300
  • Preventing just 1-2 ER visits per year covers the entire APC membership cost

Can we offer APC alongside our existing health insurance?

Absolutely! APC works beautifully as a complementary benefit to traditional health insurance:

  • APC handles primary care, prevention, and acute issues
  • Traditional insurance covers specialists, hospitalizations, major procedures
  • Employees use APC as their “first call,” preventing unnecessary insurance claims
  • Result: Lower insurance premiums and out-of-pocket costs

Many employers offer APC as a zero-cost or subsidized benefit because the savings in reduced ER/urgent care claims far exceed the membership cost.


Implementation & Logistics

How difficult is it to implement Adaptive Primary Care for our workforce?

Implementation is straightforward:

Timeline: 30-60 days typically

  1. Initial consultation (Week 1): Discuss workforce needs, coverage options, pricing
  2. Contract finalization (Week 2-3): Terms, PEPM rates, coverage details
  3. Employee communication (Week 3-4): Benefits team receives educational materials, FAQs, enrollment guides
  4. Enrollment period (Week 4-6): Employees sign up, receive welcome packets, download communication platforms
  5. Launch (Week 6+): Employees begin accessing care immediately

What employers need to do:

  • Communicate benefit to employees (materials provided)
  • Process enrollment
  • Handle payment (monthly/quarterly billing)

What we handle:

  • All patient care and communication
  • Technology platforms (HIPAA-compliant texting, video visits)
  • On-call availability 24/7
  • Reporting and utilization data

What if we have employees in multiple locations?

Many APC providers can accommodate distributed workforces:

Virtual services work anywhere:

  • 24/7 text/phone access
  • Video consultations
  • Prescription management
  • Care coordination

In-person services depend on location:

  • House calls available in provider’s service area
  • Virtual-only options for remote employees
  • Hybrid models common (some employees get full access, others virtual-only)

Multi-state considerations: Providers must be licensed in states where employees reside. Many providers hold licenses in multiple states specifically to serve distributed workforces- it depends on your unique need.


How do we measure success and track ROI?

We typically offer robust reporting:

Quarterly reports include:

  • Utilization metrics (visits, texts, calls)
  • ER/urgent care visit tracking
  • Member satisfaction scores
  • Cost avoidance calculations
  • Health outcomes data

Key metrics to track:

  • ER visits per 1,000 employees (compare pre/post APC)
  • Urgent care utilization
  • Employee absenteeism rates
  • Benefits satisfaction scores
  • Healthcare cost trends
  • Employee retention rates

Most employers see measurable results within 6-12 months.


Employee Experience

Will employees actually use this benefit?

Yes—utilization rates are typically 70-90%, much higher than traditional telemedicine (15-30%) or EAP programs (5-10%).

Why APC gets used:

  • Immediate access: No waiting for appointments
  • Multiple touchpoints: Text, call, video, in-person
  • Real relationships: Same provider every time
  • Actual problems solved: Not just triage, but diagnosis and treatment
  • Convenience: Care comes to them

Employees with children especially love APC—pediatric coverage means fewer missed work days dealing with sick kids.


What if employees are happy with their current doctor?

APC doesn’t replace existing relationships—it complements them:

  • Employees can keep their specialists and established providers
  • APC handles primary care, acute issues, coordination
  • Many families use APC for immediate needs and traditional providers for specialized care
  • No requirement to switch—employees choose when to use APC

Over time, most employees naturally shift primary care to APC because of convenience and relationship quality, but there’s no forced change.


Do employees pay anything out-of-pocket?

Depends on your benefit design:

Employer-paid model: Zero employee cost—membership fully covered as benefit

Shared-cost model: Employer pays majority, employee contributes small amount ($20-50/month)

Voluntary benefit: Employees opt-in and pay, employer negotiates group rate

Most employers choose fully-paid or highly-subsidized models because ROI justifies the investment.

No surprise bills: APC membership covers included services—no copays, no claims, no surprise charges for visits.


Healthcare Quality & Outcomes

How do we know the quality of care is good?

APC typically delivers higher quality care than traditional models:

More time with patients: 30-60 minute appointments vs. 10-15 minutes in traditional settings

Continuity of care: Same provider builds deep understanding of each patient

Holistic approach: Root-cause treatment, not just symptom management

Better outcomes: Early intervention, comprehensive prevention, coordinated care

Measurable results: Lower ER utilization, fewer hospitalizations, higher patient satisfaction

Provider credentials: Board-certified physicians with additional training in holistic/integrative approaches


What happens in true emergencies?

APC providers are trained to recognize emergencies and direct patients appropriately:

  • Life-threatening situations → Call 911 or go to ER
  • APC providers can assess urgency via text/video
  • Clear guidance on when ER is necessary
  • Often, APC prevents unnecessary ER visits while ensuring appropriate ER use for true emergencies

Result: Right care, right place, right time—not avoidance of necessary emergency care.


Can APC providers prescribe medications?

Yes! APC providers are fully licensed physicians or nurse practitioners who can:

  • Prescribe medications (sent to employee’s preferred pharmacy)
  • Order labs and diagnostic tests
  • Provide referrals to specialists
  • Coordinate care with other providers
  • Manage chronic conditions

All within their scope of practice and state licensing requirements.


Specific Scenarios

We’re a small business (under 50 employees). Can we still offer APC?

Absolutely! APC works particularly well for small employers:

  • No minimum enrollment requirements at many practices
  • Predictable costs easier to budget
  • High-impact benefit that differentiates you from larger competitors
  • Simple administration: No complex insurance coordination

Small businesses often see the highest ROI because each employee’s health has bigger impact on overall productivity.


We’re a large corporation (1,000+ employees). Does APC scale?

Yes! Implementation strategies for large employers:

Pilot program approach:

  • Start with one location or department
  • Measure results over 12 months
  • Expand based on data

Tiered offering:

  • Executive/management gets full APC access
  • All employees get virtual-only access
  • Expand in-person services based on geography

Partnership models:

  • Contract with multiple APC providers in different regions
  • Standardized benefits, local delivery
  • Centralized reporting and administration

Large employers benefit from significant aggregate savings when APC prevents hundreds of ER visits annually.


What about employees with complex chronic conditions?

APC excels at chronic disease management:

  • Frequent touchpoints: Easy to check in, adjust treatments
  • Medication management: Ongoing monitoring and optimization
  • Lifestyle coaching: Nutrition, exercise, stress management
  • Care coordination: Working with specialists, reviewing all care
  • Prevention focus: Stopping complications before they start

Employees with diabetes, hypertension, asthma, mental health conditions, and other chronic issues often see the most dramatic improvements with APC.


How does APC handle mental health?

Most APC providers offer integrated mental health support:

  • Direct access: No separate referral process
  • Medication management: For anxiety, depression, ADHD
  • Counseling/coaching: Brief interventions, coping strategies
  • Referrals when needed: To therapists, psychiatrists for complex cases
  • Holistic approach: Addressing sleep, nutrition, stress factors

Mental health is a major driver of employee absenteeism and healthcare costs—APC’s accessible, non-stigmatized approach drives better outcomes.


Getting Started

What’s the first step to explore APC for our company?

Start with a consultation:

  1. Contact an APC provider (like The Peds MD or growing network of APC practices)
  2. Discovery call: Discuss your workforce size, locations, current healthcare challenges
  3. Custom proposal: PEPM pricing, coverage options, implementation timeline
  4. Pilot consideration: Many employers start with voluntary or pilot programs
  5. Decision: Review ROI projections, employee interest, budget fit

No obligation to explore—just understand the model and potential impact.


Can we talk to other employers who’ve implemented APC?

Yes! Most APC providers offer:

  • Case studies from existing employer clients
  • Reference calls with HR/benefits leaders at similar companies
  • Testimonials from employees using the benefit
  • ROI data from comparable implementations

Hearing directly from peers who’ve implemented APC is often the most convincing evidence.


What questions should we ask when evaluating APC providers?

Key questions to ask:

  • Licensing: What states are providers licensed in?
  • Availability: Truly 24/7, or limited hours?
  • Services included: What’s covered in membership vs. additional cost?
  • Response times: How quickly do you respond to texts/calls?
  • House call radius: Where do you provide in-person care?
  • Technology platform: How do employees access you?
  • Reporting: What data/metrics do you provide employers?
  • Capacity: Can you handle our employee population?
  • Clinical team: Who provides care (MDs, NPs, both)?
  • Success stories: What results have you achieved with other employers?

Ready to Transform Your Employee Benefits?

Adaptive Primary Care represents the future of employer-sponsored healthcare—lower costs, better outcomes, happier employees.

[Schedule a Consultation] [Download APC Employer Guide] [See ROI Calculator]


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